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Less than 50% of Hong Kong retail crypto investors aware of relevant regulations: SurveyHong Kong has allowed retail crypto trading since June.
Just 47% of retail crypto investors in Hong Kong are aware of the Virtual Asset Trading Platform Regulatory Regime, a piece of legislation that went into effect this June to protect the interests of retail investors in digital assets in the region.
That’s according to an Oct. 11 reportby the Investor and Financial Education Council (IFEC) of Hong Kong. In its survey, the IFEC noted that nearly 25% of Hong Kong adults ages 18–29 have invested in crypto within the past year, three times the demographic average and a significant increase over 2019, where just 3% of respondents in the said demographic reported investing in crypto.
Despite the improvement in adoption, most Hong Kongers said that their top investment preferences were stocks (96%), mutual funds and trusts (24%), followed by bonds (18%). Around three-quarters of overall respondents said the primary goal of investing in crypto was “short-term profits,” alongside “fear of missing out.” The survey featured 1,000 respondents between the ages of 18 and 69.
“Investors should understand the product characteristics and related risks before investing, in order to align their choices with their financial goals and risk tolerance level,” said IFEC general manager Dora Li in response to the results. Meanwhile, Eric Chui, head of the department of applied social sciences at PolyU, commented, “Virtual asset investors should think more deliberately and rationally. They should also build up their financial literacy and collect high-quality market informationto avoid the irrational investment behaviour and biases.”
Beginning in June, Hong Kong legalized retail crypto trading for licensed exchanges, to mixed results. During this time, the largest Ponzi scheme in Hong Kong history, the $166-million JPEX crypto exchange scandal, unraveled in the Special Administrative Region of China.
Magazine: 3AC fugitives in disarray as OPNX faces new peril
Crypto Exchanges Adapt: Coinbase, Revolut, and Binance Update Apps for UK Regulations – Here's the LatestCrypto Exchanges Adapt: Coinbase, Revolut, and Binance Update Apps for UK Regulations – Here's the Latest
Source: AdobeStock / Mary
Leading crypto exchanges Coinbase, Revolut, and Binancehave updated their mobile and web applications to comply with the new regulations from the United Kingdom Financial Conduct Authority (FCA).
Coinbase and Revolut informed their customers via email about the changes, which included the addition of "risk disclaimers" for crypto transactions. Users were also requested to update their mobile applications accordingly.
Binance, on the other hand, launched a dedicated webpagespecifically for its UK customers.
The exchange temporarily halted operations through its mobile app but later resumed, assuring its British users of compliance with the new regulations.
Komainu, a digital asset custody firm in the UK backed by Nomura, CoinShares, and Ledger, obtained a license to operate in the region on October 6.
Komainu provides custodial services to exchanges, financial institutions, and asset managers.
However, some other exchanges, such as ByBit and Luno, have decided to suspend operationsin light of the new regulations.
PayPalhas also temporarily paused crypto purchases for its British users as it works on making its app compliant with the updated regulations.
FCA Issues Alerts to 146 Crypto Firms in Region
Just recently, the FCA issued alertsto 146 crypto firms operating in the UK, cautioning that they are not authorized or registered by the regulatory authority.
"We expect businesses including social media platforms, app stores, search engines, domain name registrars and payments firms to consider the alerts we have issued and play their part in protecting UK consumers from illegal promotions," the agency said.
The new FCA rules, implemented earlier this year, require crypto firms to register with the financial regulator and have their marketing materials approved by an FCA-authorized firm.
Key updates include exchanges providing clear warnings to customers about the risks associated with crypto investments.
Marketing materials must be fair, transparent, and not misleading. Additionally, a 24-hour cooling-off period for new customers is required.
While the FCA extended the deadline for implementing technically challenging features like the cooling-off period until January 2024, firms are expected to adhere to the "core rules" from October 8.
The FCA has warned that failure to comply can result in criminal charges, including unlimited fines and up to two years' imprisonment, for domestic and overseas exchanges operating in the UK.
The UK has been among the countries that have ramped up regulatory efforts following some high-profile bankruptcies last year.
Earlier this year, the country officially passed legislationto regulate cryptocurrencies and stablecoins as part of its broader financial regulatory reforms post-Brexit.
The law, dubbed the Financial Services and Marketsbill, will grant regulators the authority to establish a tailored framework for the digital asset sector, supporting crypto’s "safe adoption in the UK."波兰议会未能推翻总统对加密货币法案的第三次否决Techub News 消息，波兰众议院以 241 票支持、未达到所需的 266 票，未能推翻总统 Karol Nawrocki 对加密货币监管法案的第三次否决。该法案旨在为波兰的加密资产建立监管框架。波兰广播电台于 9 月 4 日报道了此次投票结果。 （Crypto.news）Tether 二季度净利润 13 亿美元，超额储备达 52 亿美元Techub News 消息，Tether 最新发布的 BDO 鉴证报告显示，其二季度净运营利润为 13 亿美元，超额储备（即超出 USDT 完全担保的部分）增至 52 亿美元。报告指出，利润主要来自其持有的美国国债等储备资产产生的利息收入。
该报告是 Tether 财务状况的一个时间点快照。USDT 作为最大的美元稳定币，其储备充足性和发行方盈利能力一直是市场关注的焦点。超额储备有助于吸收潜在冲击、应对运营成本或资产价格波动。
Tether 的财务健康度对加密市场至关重要，因为 USDT 已深度嵌入全球加密货币交易、DeFi 及支付场景。定期鉴证报告提供了评估其储备支持、利润和缓冲垫的数据。（NewsBTC）SEC委员称加密资产监管提案是美国巩固全球加密中心地位的历史性一步Techub News 消息，美国证券交易委员会（SEC）委员 Paul S. Atkins 在 X 平台发文表示，《加密资产监管》提案是美国巩固其作为世界加密资本地位的最具历史性的一步，并符合其认为国会应将《清晰法案》提交总统签署的立场。（@SECPaulSAtkins）泰国实施加密货币旅行规则，要求钱包检查与五年数据留存Techub News 消息，泰国已正式采纳加密货币旅行规则，要求虚拟资产服务提供商对钱包进行检查，并将相关数据保留五年。该规则旨在增强行业透明度，但也引发了数据安全与用户信任方面的担忧。
（Crypto Briefing）CZ 称阿联酋目前或拥有最进步的加密货币监管Techub News 消息，币安创始人 CZ 在 8 月 27 日的 Bitcoin Asia 2026 活动上表示，各国正在不同领域推动加密货币行业发展，阿联酋目前可能拥有最进步的加密货币监管。他指出，不同国家在监管、支付、银行服务、稳定币和代币化等领域的进展各有侧重。（@WuBlockchain）SEC 发布加密货币资产新规草案含两项豁免及安全港Techub News 消息，SEC 于 8 月 18 日发布加密货币资产规则草案「Regulation Crypto Assets」，提出两项注册豁免及投资契约安全港。初创企业豁免允许 4 年内累计募资 500 万美元，融资豁免分 2000 万与 7500 万美元两档。
该草案源于 2025 年 7 月「Project Crypto」现代化倡议，承接 2026 年 3 月指引对加密货币资产的分类框架。除两项豁免外，提案还包含投资契约终止安全港及州证券法适用除外条款，试图为加密货币项目建立更明确的联邦合规路径。（NADA NEWS）DeFi 板块指数 8 月 17 日以来上涨近 38%，受美国政策转向与协议收入分配预期推动Techub News 消息，数据分析平台 SoSoValue 表示，其 DeFi 板块指数 $DEFI.ssi 自 8 月 17 日的 0.3616 上涨至约 0.498，累计涨幅约 37.7%。此轮上涨伴随比特币和以太坊的复苏及空头回补，但投资者也在重新评估成熟 DeFi 协议能否将更多收入返还给代币持有者。
美国政策转向被视为关键因素。SEC 近期提出的“加密资产监管”框架草案包含豁免条款和特定加密资产发行的有条件安全港。参议院 CLARITY 法案草案则进一步为 DeFi 领域的非控制开发者、验证者等提供保护，并为与交易、质押等相关的奖励留出空间。市场正对美国政策方向赋予更多信心。
协议收入与代币价值关联机制正受到关注。过去 30 天，Uniswap 产生约 718 万美元收入，PancakeSwap、Jupiter、Aave、Aerodrome 紧随其后。多个协议已建立将收入与代币经济挂钩的机制，如 Hyperliquid 用部分交易费购买 HYPE，Uniswap 将收入与 UNI 销毁挂钩，Jupiter 将 50% 协议费用于购买 JUP。Ethena 则提议，一旦 USDe 达到既定供应阈值，其三大核心业务线净收入的 95% 将用于 ENA 回购。（CryptoPotato）Revolut 推出首个欧元稳定币 EURR，已在丹麦、波兰、葡萄牙上线Techub News 消息，金融科技公司 Revolut 已开始向其称为“选定客户群”的用户推出其首个欧元稳定币 EURR，初期在丹麦、波兰和葡萄牙上线，预计今年晚些时候将在欧洲经济区更广泛推出。该代币由 Stripe 在 2025 年以 11 亿美元收购的稳定币基础设施公司 Bridge 发行，在 Revolut 零售应用中充当欧元与加密货币之间的“欧元计价、链上通道”。
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Revolut 加密与新业务负责人 Emil Urmanshin 表示，EURR 将 8000 万 Revolut 客户直接连接到链上金融。该公司还表示，正在通过独立的监管途径开发更多法币计价的稳定币。 （CryptoPotato）SEC 拟议加密货币资产法规，十次引用众筹专业协会Techub News 消息，SEC 发布拟议加密货币资产法规，针对涉及加密货币资产的投资合同建立发行框架，并在提案中十次引用众筹专业协会（CfPA）。
该提案于 8 月 21 日发布在《联邦公报》，意见征集截止 10 月 20 日。该机构以 Regulation A 为模型设计两层结构与发行上限，并借鉴 Regulation Crowdfunding 的披露方式，CfPA 正就此准备评论信。（FinanceWire）Elon Musk 承诺若 Grok Bot 管理银行账户失误，xAI 将赔偿用户Techub News 消息，Elon Musk 在 X 平台发文承诺，如果 AI 代理 Grok Bot 在运行用户银行账户时导致亏损，xAI 将赔偿用户。然而，xAI 的消费者条款将大多数索赔上限设为用户支付的费用或 100 美元，以较高者为准。
Grok Bot 于 8 月 11 日推出测试版，每个代理在自有云计算机上全天候运行。投资者 Teslaconomics 已开始实验连接 Grok Bot 到银行账户，以跟踪支出和支付账单。
此前在 5 月份，恶意 NFT 通过提示注入攻击从 Grok 相关钱包 Bankr 中盗取约 15 万美元，但大部分资金已追回。目前尚未有 Grok Bot 误处理真实银行账户的已验证案例。（BeInCrypto）Hong Kong has allowed retail crypto trading since June. Just 47% of retail crypto investors in Hong Kong are aware of the Virtual Asset Trading Platform Regulatory Regime, a piece of legislation that went into effect this June to protect the interests of retail investors in digital assets in the region. That’s according to an Oct. 11 reportby the Investor and Financial Education Council (IFEC) of Hong Kong. In its survey, the IFEC noted that nearly 25% of Hong Kong adults ages 18–29 have invested in crypto within the past year, three times the demographic average and a significant increase over 2019, where just 3% of respondents in the said demographic reported investing in crypto. Despite the improvement in adoption, most Hong Kongers said that their top investment preferences were stocks (96%), mutual funds and trusts (24%), followed by bonds (18%). Around three-quarters of overall respondents said the primary goal of investing in crypto was “short-term profits,” alongside “fear of missing out.” The survey featured 1,000 respondents between the ages of 18 and 69. “Investors should understand the product characteristics and related risks before investing, in order to align their choices with their financial goals and risk tolerance level,” said IFEC general manager Dora Li in response to the results. Meanwhile, Eric Chui, head of the department of applied social sciences at PolyU, commented, “Virtual asset investors should think more deliberately and rationally. They should also build up their financial literacy and collect high-quality market informationto avoid the irrational investment behaviour and biases.” Beginning in June, Hong Kong legalized retail crypto trading for licensed exchanges, to mixed results. During this time, the largest Ponzi scheme in Hong Kong history, the $166-million JPEX crypto exchange scandal, unraveled in the Special Administrative Region of China. Magazine: 3AC fugitives in disarray as OPNX faces new peril
